Posts Tagged NRIs

The night before Babbu’s wedding

Loud music, louder conversations, noisy kids running all over – it is a complete chaos. It seems like everybody is lost in the moment. Older ladies are sitting together next to the kitchen, sorting out the sweets and chit-chatting; the older men are sitting nearby – having their own small-talk and sipping on tea.

The younger generation is all mingled up. Some are bare feet, and  some are testing their newly bought shoes on the dance floor in the basement, with Kesha’s ‘Tick Tock’ song blaring loud. Every now and then, a car pulls up to the front of the house with neatly trimmed landscape, dropping off new guests.

Tomorrow is a big day for the Gill family. Their only son Babbu is getting married. By the time the sun touched the western horizon, the house is all packed full. The guests from as far as India, London and Vancouver have flown in, all excited for the special day.

Their house in Brampton is a short drive from the Toronto airport. Raj – Babbu’s cousin, has been to the airport three times already, picking up the relatives as they arrive. He is most excited about the fourth trip, however. He is going to receive his three cousins from England, whom he has not seen for a long time.

Around 8PM, a black stretched limousine pulls to the front of the house. It is part of the last minute planned party for the groom and his passé. One last night, he is going to enjoy his single life before being shackled down into the married life. The limo driver steps outside the driver seat; polishes the already clean windshield with black cloth, like a ritual. Then he lights up a cigarette, while some of the elders watch him with a look of disapproval.

The groom and his passé of five friends and cousins finally start to get inside the limo. In the mean time, Raj also comes back from the airport, speeding all the way to the driveway; his three cousins jump out of of his car in no time. Everybody, including those inside the limo, rush over to greet them. There are hugs, there are hi-fives; there is loud laughter. After a quick exchange of greetings, Babbu and his passé run back to the limo; Raj and the three well-dress cousins with British accent follow them.

Finally, a little bit after 9PM, the limo drives off for a night-out on the town. All of them, ten of them all together, are bubbling with excitement.

“Can you take us to the liquor store, please”, someone shouts at the limo driver.
“Okay boss”, the limo driver shouts back.
“Where are we going”, asks Bobby, one of the cousins from England.
“Downtown”, many of them respond back, one after another.
“Downtown where?”….

Everybody tries to speak louder than the rest, as if fighting to have their say. The limo get to the liquor store. Raju and Babbu jump out, followed by everybody else. No one wants to be left behind, it seems.
“Get some Black Label.”
“We need beer”
“Something for shots.”
“Sambuca” … Read the rest of this entry »

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The hidden social classes abroad – the Fabs, the FOBs, the ABCD

You think you left the social class system back home, when you left India? Think again! :)

Perhaps, classes are part of our social life. May be this is how society works – one group of people trying to put down the other group while struggling to prove its own superiority.

The Indian society in the foreign lands has its own social classes, its own divisions. From outside, these divisions are not very visible, not very noticeable. This should come as a no surprise to those who have lived abroad amongst other Indians. You may see these partitions less if you are very isolated from rest of the Indian society overseas.

These classes are not based on your last name, cast or creed. Rather, the division is based on your social acceptance among the Indian diaspora. This somewhat hidden division is less visible an outsider – those who are not Indians or not a part of Indian community.

These classes or groups have their own way of looking across this social division. The locals – those who grow up abroad among the foreign culture, have their derogatory term for these new comers: FOBs. Similarly, first generation desis and these new-comers have their own name for the local Indians – ABCD. By end of the day, it boils down to how you look across the pond.

The ABCD:
This class or subgroup comes from the westernized desi society, mainly the second generation of Indians. This social group is much more in-tune with the local (the foreign adopted country) ways of living – their language, the slang and the dress-code follows the local trends. Their life-style is less desi or Indian, and much closer to the western ways of life.

This self-styled ‘cool’ group of Indians is mostly born and raised abroad. They are much more adapted to the society of the adopted country and the local ways of life. They often have a social circle of their own. Read the rest of this entry »

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After-school daycare

The daycare closes at 6PM. It was already 5:20PM, and the traffic is stop-and-go. His GPS navigation system estimated ‘the destination arrival time’ of 5:40.
“I will make it”, he said out loud, to himself.
“Come on, keep moving! My daughter is waiting for me!” As if the cars in front of him could hear him.
He had recently read somewhere that speaking English more often helps with improving the English accent. Instead of Hindi, he now tries to speak English as much as he can, even when he is alone.

“I don’t wanna go to the daycare after school”, she had told her mom again last night.
“We will pick you up soon after you get there. I promise.” Mom tried convincing her.
“I don’t like it there.”
“I am sure you will make new friends.”
“I already made two new friends – Hailey and Shira,” she said in a less complaining, and more of a bragging tone.
“See, I told you! Now get some sleep.”
“Goodnight mom. Love you.”
“Goodnight Isha, love you too.” Read the rest of this entry »

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NRIs and the duplicity of life

In India, NRIs – non resident Indians, are always looked up to; NRIs are often envied for their prosperity and the riches. NRIs hold a special status in all walks of Indian life. They are well recognized for their deep pockets. There is no debate that most of the NRIs are considered very successful among Indian society, regardless how they make their living in the foreign land.

And how are the NRIs and Indians perceived in the foreign land? What is their social status in the county they live in? Well, exactly the opposite in many cases. There are no stories of special stature to write home about. For example, in the American society, you can find lots of successful NRIs, lots of middle class Indians who are well settled, but there is nothing to envy about their social standings, at least not in the adopted country. They are just a part of another minority group. Read the rest of this entry »

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NRIs and the Distance

NRIs: Living abroad and the distance between families/friends

The long distance relations, the long distance friendship, the relatives far away and the families scattered around the globe – it is part of living abroad. ‘The distance’ is a part of the journey for most of the NRIs. The distance may be one of the variables depending on where and how far you live, but it is a constant – it is always there. When it comes to the overseas’ life, the distance is what identifies the lifestyle of majority of the NRIs.

Most of the Indians living abroad have what you may call ‘an international family’. The parents may live in one country, the kids in another place, and some of the siblings yet somewhere else. Most of us travel to the faraway places for opportunities – the financial opportunities, the chances for career growth, better jobs and so on…. We explore all around the globe looking for something better – better schools, better jobs, the better places to raise kids….

Along the way, while searching for a better life, come the compromises and the sacrifices. One of the obvious results of all these relocations is the distance.

At the heart of all this running around, at the bottom of all this hunting all over the globe is the search for a better life. The whole thing – the living abroad – revolves around the idea of finding a better life. Read the rest of this entry »

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NRIs – Scattered relations, separated friends!

“At first, I tried phoning regularly, almost every day. Then it changed from everyday to every week-end. Talking on the phone is not the same, and it becomes very expensive. Over the years, I have basically lost touch with most of my friends, even some of the closest ones,” He speaks in somewhat sad tone, with pain spilling out of his words, “I still call my friends, we email more than phone. We still understand each-other, but it is not the same. I am no longer a part of the friendship circle that I left behind.”

This is true for most of the NRIs. We often talk about going abroad; living overseas and we share our experiences in the foreign countries. We explore the pros and cons of leaving our homeland and settling overseas. Whenever there is a reunion or a get together, we discuss it all – the good stuff, the bad side and the compromises of living abroad.

However, one of the least discussed and the most unfortunate side-effect of the whole thing – going abroad and settling overseas, – is the emotional and social impact it has on our psychology. It is probably because we don’t like to talk about something very personal. Maybe it is uncomfortable and often painful to discuss something that was much cherished and now lost.

“What we leave behind is lost forever. You cannot go back after years and restart from where you left. Time does not wait for anyone, and people have moved on. Maybe that’s how it is supposed to be, but there are some aspects of going abroad that I will always miss – the circle of friends and families. Yes, I am richer now, but at what cost, I often wonder.” Read the rest of this entry »

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Some things never change….in India

An NRI’s prospective on the not-so-changing aspect of Indian life

Bigger houses, better cars, western food, newer mobiles….there are so much new in India; there have been so many changes over the last 10-15 years. India, along with very few other countries, is economically growing at a pace that rest of the world can only talk about. The changes are everywhere.

And then, there are many more things that are about the same, same as the old days. If you look closer, the stuff that has not changed much is in fact much more profound and much more important than the economic progress made since early 90s.
The key aspects of Indian way of life that have not changed much include:

  1. The overall mentality is still the same. The way society interacts and overall thinking has not changed very much.
  2. The political power, the corruption and the mussel flexing to get the work done is same old. If you have money, you can bypass the due process and the waiting lines.
  3. The outdoor cleanliness is no where to be found. The trash and garbage is all over the streets, just like before.
  4. Read the rest of this entry »

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The Changes in India – An NRI’s View

An NRI’s perspective on the main changes in India

After a long time, I went back to India this summer. Everybody was warning me, “You won’t recognize your town.” … “Be prepared for a reverse culture-shock”…. “It is not the same India you left more than a decade ago.”

Even though the reason for my trip was family emergency, I was quite excited. My trip was short, only two weeks, but I was all looking forward to going places and visiting friends, families, old memories…..

Yes, I did see the new face of India; I did visit all of my old friends, all of my relatives and neighbors, even though I barely recognized half of them.

It was very hot for the month of May, but I spent everyday on the road – going places and meeting everyone I had intended to.

Not to disappoint anyone, I was not shocked or surprised after what I saw in my home-town or overall in India. May be because I was already warned. The main changes I noticed were:

Bigger houses and shopping malls everywhere: Almost every house has added one more floor/storey to their residence; or they have added adjacent rooms. That’s good, because it used to be quite crowded indoor before. It is still crowded for some reason even though there are more rooms. A lot more shops and malls add to the city life.

Traffic is crazier than ever: Once I started my Indian journey from Delhi airport, the sound of non-stop horns on the road was the first realization that I was home. The traffic is much crazier. The funny thing is that the drivers are much more aggressive, and still, they are always late to their final destination.

Everybody has two cell phones: I don’t get it, why you need two cell phones. The way my driver explained to me, “One is to talk to my family and friends, and one for others.” I still don’t get the ‘others’ part. Read the rest of this entry »

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10 simple ways to improve cross culture understanding in a new country

The social adaption varies from person to person, some people adapt faster than others. Regardless, it is very natural to have strong opinion or strong biases against a new culture or a new place.

Once we move to a new culture, we subconsciously start to get used to the new norms as time goes. And, in many cases, we don’t even realize that we are adapting to the new culture; it happens automatically. It is a natural social change – adapting to the new culture over time.

However, the social adaption happens much faster if we make a conscious effort to interact with the local culture. To improve the cross cultural understanding and learning more about the local way of life, here are a few simple but effective things that we can do:

1. Adapt to the local language: Don’t isolate yourself from the local language and the local way of speaking – the slang, the style, …. the whole nine yards. The article ‘Self-help guide to lose your accent’ goes into the details on this subject.

2. Participate in the community functions: Be a part of the local community. The social interactions help with understanding the local culture and appreciating the differences.

3. Volunteer at a local school or library: Being a volunteer at local school or library is not only a noble thing to do, but it help you equally. You learn a lot about the local way of life, the local education system and it opens many doors to the local activities.

4. Don’t be over conscious of being different: We are all different, one way or another. The world would be a boring place if we were all very similar. So don’t be self-conscious about being a minority in a local culture. Read the rest of this entry »

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Cross-culture understanding – It is a culture thing

India Abroad: The multi-cultural living – it’s a culture thing

It’s human nature; we have opinions; we carry biases in our head all the times, even when we don’t want to. The way we are raised, the way we have seen the world growing up, affects the way we think. We always look at everything and everyone through the eyes of our own culture.
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One of the common biases in any culture is the self superiority complex – every culture considers itself superior or better than others. For someone from India who is new in America, for example, it is not an unreasonable belief that Indian culture (or subculture based on the part of India one belongs to) is far better than any of the local American cultures.

One of the key reasons for self superiority is that fact that we don’t know as much about other cultures. We try to judge and perceive everything and everybody from the viewpoints of our own culture.
Why?
Because that is the only reliable reference we have. We know our culture so intimately; we are so used to our own social standards. Everything outside our society has to measure up to our cultural norms – good or bad, true or false. That is why we are always comparing different aspects of a newly acquired foreign society to that of what we are so used to – our own India culture or sub-cultures. Read the rest of this entry »

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Quality of life abroad – going in circle

Quality of life is often listed as one of the key reason for migrating to different country, or different place. For example, some the common reasons for migrating from India to countries abroad often include

  • The economic hardships and lower income,
  • Search of better employment,
  • Better education system or higher education,
  • Better medical facilities,
  • Ability to start and operate a business with minimum political and social corruption,
  • Financial and economic opportunities in a foreign land…etc.

All these facilities and much more developed infra structure, combined with financial advantages, add to the comforts of day-to-day life abroad. As a result, based on all this, it does make a difference to the quality of life.

Over the last many years, however, there have been lots of discussions about expatriates and NRIs going back home. There is even a cool term coined for it – R2I : return to India.

Why are lots of Indians returning to India? Guess what – one of the most common reasons for R2I is ‘quality of life’ back home. Read the rest of this entry »

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Loving the life in Canada

She waited in the line for 30 minutes before the Brampton Employment Resource Centre opened. Once inside, there was more wait. She sat in a chair waiting for her turn while people around her chatted.
She thought she was a people-person, but everything around her seemed to annoy her that day. She was tired of fruitless job search.

The place was crowded. There were all kinds of people around her. Two women sat in the front row, giggling and filling up an application. A group of middle aged men were standing nearby, with construction workers’ shoes on, as if ready to start some construction job right away. A young mother sat next to her, with infant toying with the milk bottle.
“They did not have any openings last week”, the young mother said, trying to make a small talk, and then added quickly, “Hi, my name is Kari!”
“Hi, I am Jassi.”
“So you are local?” Kari asked, while trying to control the little one who wanted to wander away from her arms.
“Sort of, but I have been in Canada only for two months.”
“There are no jobs in accounting in Brampton area!”
“Really?”
“Yeah, the advisor showed me some openings in the food industry last week, but I don’t want to be waitress; I need a real job!” Kari kept going; expressing her frustrations with the job search.
“I know how you feel”, Jassi said quietly. Kari most likely did not hear her, as she did not respond. Or, she didn’t want to talk about her feelings.

“This sucks man,” the guy with construction worker shoes said, as he waked away from the counter. He obviously did not like the news, whatever the lady at the counter said.

“It was nice to meet you, I have to go,” Jassi said.
“Why? Don’t you want to meet the adviser; your turn should be coming up in 10-15 minutes?” Jassi had already walked out, even before Kari could finish her sentence. Read the rest of this entry »

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Canadian Living – A multicultural society by default

We are always busy comparing stuff around us. We compare apples to oranges, Bollywood to Hollywood, old music to new music….It is human nature we compare our experiences with all sorts of things all the time.
If you live in USA or Canada, you most likely have heard this from your desi friends:
“Canadians are much friendlier!”
“Canada is a much better place to live”…
Or something similar…

I have heard the same so many times from many Indians who either travel through Canada or have lived in Canada. Many of them have lived in both Canada and USA at different times of their lives, so they speak from their experiences.

Recently, while traveling through Canada, I got the first hand opportunity to explore the local living and local cultures. There are some things that stand out in Canadian cities:

Canadian cities are much more multi-cultural and diverse:If you walk through the streets of Toronto or any other major Canadian city, you will notice one significant difference compared to major US cities – you are surrounded by a very ethnic and diverse crowd. The brown skin seems much more mingled and much more predominant. Read the rest of this entry »

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Our Experiences with Indian visa application in canada

We recently went through the process of applying for Indian visa for a family member with Canadian nationality. More specifically, the applicant in this case is a person of Indian origin, and holds a Canadian passport, who currently lives in USA. If a Canadian Citizen living in US applies for a visitor’s visa within USA (at the the Indian Consulates in USA), the longest Visa issued is for six months only. If you need a longer visa, the only option is going to the nearest Indian Consulate in Canada, and apply for the Visa on the Canadian soil.

The Indian consulate in Canada no longer issues all the visa approvals directly. Outsourcing is part of modern business plan, so it seems for the visa process as well. The main page of the Indian Consulate in Toronto points this out right away:
“As a major step towards upgrading visa services, the Consulate has outsourced the collection of visa applications and their delivery to M/s VF Services – Canada (VFS). Applications for Visa, Passport and Overseas Citizenship of India (OCI) card should now be sent to the Indian Visa Consular Services Centres operated by VFS at the following locations:…”
The locations listed are Toronto, Brampton and Winnipeg.

Also, note that:
“The Consulate will continue to accept applications for emergency visa, emergency passport (Tatkaal), Persons of Indian Origin (PIO) card , Police Clearance Certificate (PCC) and all attestation services from 9:00 am to 11:30 am (Mon-Fri). Processed documents will be delivered from 3:00 pm to 4:00 pm (Mon-Fri).”
The Emergency Visa is only for one month, and can be received on the same day from the Consulate office directly. Read the rest of this entry »

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Welcome to America

Husband’s third day in US.

“Slept well, finally”, he yawned.
“Good. I heated water in the microwave, for tea”, wife said.
“I like pan made tea, don’t you?”
“Yeah, may be later; can you help me with washing these dishes please.”

He hesitated, then walked over to the microwave slowly, “let me have tea first.” Read the rest of this entry »

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USA Census 2010: Make yourself count as Asian Indians

The Constitution of America requires that the U.S. Census count every resident in the United States, every 10 years.

Starting in March 2010, census forms are being delivered to every residence in the United States and Puerto Rico. Once you receive your form, you are supposed to answer the 10 short questions and then mail the form back in the postage-paid envelope that is included in the package. If you don’t mail the form back, you will likely receive a visit from a census taker, who will ask you the same questions from the form and will fill the form for you.

The questions are mainly related to the number family members in the household, type of residence and. telephone number. Name, date of birth and race of each person is also part of the questionnaire. The information you provide is confidential and for the purpose of obtaining population statistics mainly. According to the Census, “Your answers cannot be used against you by any government agency or court.” Read the rest of this entry »

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Investing aggressively into India? Think twice!

Okay, first of all, I am not any certified financial advisor, nor do I hold any degree in the field of finance or investing. I am good at math, according to my teachers, but that does not mean anything – almost all Indians consider themselves to be good at math. Bottom-line; take this rant with a grain of salt. On a second thought, may be more like with a spoonful of salt. :)

When it comes to economic growth since early 90s, the whole world is singing praises of India and China. Even the latest predictions estimate Indian GDP growth rate at more than 7%. That is more than double of what is expected in most of the western countries. So, things are not as bad as rest of the world, so it seems.

However, India has seen a tremendous growth in the last decade and beyond. Compared to only 6-7 years ago, the real-estate values have tripled or quadruped in many part of the country. The IT boom has been very significant, to say the least.

So, what is the problem? Exactly that – the long lasting boom. The upward growth has been so good for so long, that it is defying the laws of averages. Every good thing comes to an end, even though the end is hard to predict some times. Read the rest of this entry »

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Import of Gold and Silver into India by NRIs

Facilities on overseas assets for NRIs returning to India – Gold and Silver import

Below are the general guidelines on Gold and Silver import into India by returning NRIs including maximum limits, duty and other restrictions:

Import of gold by NRIS

  • NRIs can bring into India gold up to 10,000 grams as part of their baggage once in six months provided they have stayed abroad for a continuous period of six months.
  • The gold may be brought into India in any form, including ornaments (other than ornaments studded with stones and pearls).
  • NRIs are required to pay customs duty in any convertible foreign currency. Refer to the Export Import Policy of the Government of India for the latest rate in rupees per 10 grams of gold.
  • NRI can bring gold into India once in six months.
  • NRI should have stayed abroad at least for a minimum period of six months prior to his/her return to India for being eligible to bring gold.

Import of silver by NRIS

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Facilities on overseas assets for Indians returning to India

R2I facilities on overseas assets for Indians returning to India

Here are some key highlights of the Indian facilities related to overseas assets and financial situations for Indians returning to India:

Retaining assets abroad:

  • Effective 17th July, 1992, the Indian Central Government has granted exemption from the surrender requirement to persons who return to India after a continuous stay abroad of one year and above in respect of funds/assets acquired by them abroad otherwise than in contravention of FERA 1973 or out of foreign exchange earned through employment, business or vocation outside India taken up or commenced while they were resident outside India. Persons satisfying the conditions of general exemption can retain their foreign currency accounts within bank abroad and/or hold, transfer or dispose of their other foreign currency assets such as shares, securities or investments in business, etc. and immovable properties.
  • They are not required to obtain any permission from Reserve Bank for holding these assets.
  • They would enjoy complete freedom for utilization of these assets as well as income earned or sale proceeds received subsequently.
  • Read the rest of this entry »

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Happiness outsourced

His house sits in one of the most upper-scale and affluent residential area of Chicago suburbs. As I walked inside the double-door entrance with marble sidings, I quickly realized that the inside of the mansion is even more impressive and pretty that outside view. There are two separate staircases leading to the upper storey; there are multiple bathrooms on the main floor; the open ceiling concept has a catwalk that overlooks the family room; the kitchen alone is bigger than decent size luxury apartment…

If you look at the size of house, you would think that some millionaire lives here. Maybe, he is a millionaire; it is hard to guess his wealth out of his humble disposition and very friendly nature.

After a brief chit-chat, I asked him about his occupation. I knew he was not working much currently, but I was very curious to find out where he got the big bucks to build that big mansion.

“One second, be right back”, he briefly went into the kitchen and came back with two cups of hot tea – steam still floating over the edges.

“It was a good job, a very good job. Only 15 minutes drive from the house,” he reflected on his past occultation, the cup of tea resting on his thigh as he leaned back in the easy-chair.

For 15 years, I found out, Ramesh had worked for an electronics company as a quality controller. He does not have any special technical education –engineering degree or anything else of the sort.
“I started on the assembly line, but I was promoted to the supervisor within years”, there is a happiness in his voice as he walks down the memory lane.
“Everybody appreciated what I did for the company. I used to get letters of recognition all the way from Japan – our upper management headquarters.”
“So, what happened?” I asked curiously.
“Outsourcing!” he did not feel any further need to explain. But then, after a brief pause, he spoke with a sad tone, his voice lowered, “they did not need us anymore, they found cheaper ways to do what we did, in other countries!”
“Oh, I see!” I did not know what else to say.

For the past 4 years Ramesh has struggled to find a decent job. Most of the jobs that need his skills are outsourced. After trying for years, he gave up on the job market, and tried to do what one of his best friends does – real estate agent. Read the rest of this entry »

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